Frequently asked questions

What is a Daily Money Manager?

A Daily Money Manager (DMM) is a financial professional who provides personal financial services to individuals and families, and who manages personal daily money matters such as bills, budgets, record keeping and much more.

Will I be giving up my independence if I hire a DMM?

On the contrary, hiring a daily money manager will enable you to maintain your independence as the DMM is there to assist you with your finances while keeping you involved in any decision-making.

What is a Financial Coach?

A Financial Coach is a professional who provides guidance, encouragement, tools and training to help people take charge of their finances and achieve their financial goals. A financial coach can help you build savings, manage debt, and make wise financial decisions.

Do you provide investment advice?

Sensible Finances is not licensed to provide investment advice and we do not sell any investment or insurance products. However, we will collaborate with your investment advisor to help them better understand your full financial picture, needs and goals.

How do you charge for your services?

After your free initial consultation, fees are charged on an hourly basis. There are no minimums or ongoing commitments required. Our services are tailored to your needs, and we are happy to take on a one-time project or to work with you a few hours every month.

Are you insured?

Yes, we are fully insured, including professional liability coverage.